Get the exact timeline in writing
Ask the loan servicer what is owed, what deadlines apply, and whether a repayment plan, modification, forbearance, or other loss-mitigation option is available. Keep copies of every notice and communication.
Buying houses throughout the Portland metro area Call or text (503) 850-0888
Portland homeowner guide
Options When Facing Foreclosure in Portland
Foreclosure deadlines can move quickly, and a website cannot tell you which legal or financial option is right for you. Contact the lender and qualified housing or legal professionals promptly, then evaluate whether keeping, refinancing, or selling the property is realistic.
Understand the available equity
Estimate the property’s likely sale price, mortgage payoff, liens, repairs, commissions, and closing costs. This helps determine whether a traditional listing or a faster as-is sale could resolve the debt before a deadline.
Get qualified help
- Your mortgage servicer
- A HUD-approved housing counselor
- An Oregon or Washington attorney
- A licensed real estate professional
- A reputable title or escrow company
If selling is one option
A direct cash purchase may reduce preparation time and buyer-financing uncertainty, but you should compare the offer with other realistic choices. We can explain our timeline and terms; we do not provide legal, tax, or foreclosure advice.
Related seller guides
Start with the address
Get a fair cash offer for your Portland-area house.
Sell as-is and choose your closing date. The offer is free and there is no pressure to accept.